Simple & Fair Pricing

At VaulFi, we're upfront about our pricing. Review the tables below to see the fees associated with our different account types and services.

Pricing illustration

Demonstrated pricing is for EUR

VaulFi Account

Service
Fee
Open a multi-currency account
Free
Get IBAN and SWIFT code
Free
Monthly account fee
Free

Receive Money

Service
Fee
Receive from VaulFi Users
Free
Receive a SEPA transfer (less than €75)
1%
* Max fee is €0.75
Receive a SEPA transfer (€75 or more)
0.35% – 0.5%
The higher the amount, the less the percentage

Send Money

Service
Fee
To another VaulFi user
€0.25
SEPA transfer
0.4% – 0.75%
The higher the amount, the less the percentage
* Min fee is €1.5

Card

Service
Fee
Create a new virtual card
$2.50
Replace an existing virtual card
$2.50
Card activation fee
Free
Monthly card fee
Free
Annual card fee
Free
Top-up card balance
0.5%
Transaction fees (0$ card verification transactions)
Free
Transaction fees (applies to all successful transactions more than 0$)
$0.30
FX (applies to non-USD transactions)
1.5%
Transaction declined fee (applies to failed transactions, such as using the card with insufficient balance)
$0.50
Transaction reversal fee (less than $5)
Free (other transaction fees mentioned above will be refunded when the transaction is reversed)
Transaction reversal fee (applies when reversing a transaction more than $5)
$1.00 (other transaction fees mentioned above will be refunded when the transaction is reversed)
Transaction refund fee (applies when receiving a refund from a merchant)
2%
Chargebacks (fee charged for handling disputed orders)
$35.00
Card termination fee (applies to the remaining balance when terminating a card)
0.5%

Send Money Globally with Zero Hidden Fees

Know exactly what you pay and what your recipient gets before you send. 100% transparent pricing.

🇪🇺EUR
🇪🇺EUR
Our fee
0.00 €

We never hide fees. What you see is what you pay.

Secure your spot and unlock global financial freedom. Join VaulFi now and take control of your money.

VaulFi.

Unlock endless financial possibilities with VaulFi. Get your multi-currency account today and redefine how you manage money.

Unlock endless financial possibilities with VaulFi. Get your multi-currency account today and redefine how you manage money.

VaulFi uses industry-leading security measures and technology to protect your financial information and transactions. Your data is always safe with us. We are committed to transparency, especially when it comes to fees, and to providing the best possible user experience.

Have questions or need assistance? Our dedicated customer support team is available to help you with any inquiries. Contact us via chat, email, or WhatsApp. We're always here to assist you.

VaulFi, Co., a company registered in Delaware, United States, with its registered address at 1111B S Governors Ave STE 20818, Dover, DE 19904, United States, is a technology company providing access to stablecoin-based financial infrastructure. VaulFi is not a bank, credit institution, or licensed electronic money institution, and does not issue electronic money.

Certain services, including fiat on/off-ramping, custody, compliance, and payment processing, are provided by regulated third-party partners. Users must agree to the applicable third-party terms and conditions before accessing those services. You can find more details in our Terms & Conditions.

We value your feedback and are constantly working to improve VaulFi. Share your thoughts and suggestions with us – your input helps us build a better financial platform.

Join VaulFi and experience the future of global finance. Download the app today and take control of your financial future.

©2026, VaulFi, Co. Rights Reserved.

VaulFi